maxod
08-21-2010, 09:56 PM
OK first things first I am not selling anything I just want to learn, and earn on my own.
Now thats outta the way!
OK, we have all heard of the newest form of identity theft that the feds are afraid will crash the banking system. Well I am here to perpetuate it with facts and not myths.
OK, the media claims that identity thieves are using kids social security numbers as CPN's well lets examine the Credit Profile Number:
You can use the following tools if your a bank to verify the validity of a social security number:
A) Social Security Death Index
B) Federal SS Verifier
C) Credit Bureau Report
A CPN can be a number that verifies and is issued around the dob that you use on the credit report.A dead persons social security number can be used if he isn't listed with the credit bureaus, verifies, and isn't in the SS Death Index.
Creating a new credit profile.
Its as simple as getting a secure card or having one of the less reputable orgs add tradelines for ya and this will appear as though you have really good credit.
You can also apply for credit and create a new file. Very tough because credit bureaus although data hungry may flag your attempt.:mad:
The easier way is to test many of the methods used by credit repair companies to make a new credit report look aged.
Not really indepth enough but with study you will get it!
OK the perfect setup:
A) cheap apartment for 120 days
B) Local Bell phone listed in the marks name (use the damn CPN)
C) Fake ID in the marks name (2 of them one outta state and one at the new apartments addy)
D) And of course the mailbox key!
E) Addtl voicemail listed to a company that you create
Take the info and say you make 120k a year and have good credit with aged trade lines, and then apply for high limit ccs and loans.
Wait and get the cards, live at the ATM and make 50-60k off of the dirtbags credit.
When the debt collectors start calling they will just think you don't wanna pay and it gets written off, sold, but rarely discovered as fraud.
If your like me and have equifax access then you can add your own tradelines by calling and playing with some high limit 0 balance long term cardholders and earning cheaply.
Other thoughts:
A) Drops can work but when an address is matched to 5 or more ssn's its flagged.
B) Merchandise is good too at the apartment, nobody enjoys 60k worth of computer stuff to sell on ebay more than me.
Lets examine the costs:
Apartment - 2k
Phone - 180
IDS - 200
For 30-60k cash its not bad. All with no cops. Unless you screw it up.
Read more on it and gimme your feedback, I have several other advanced methods that I can incorporate that I don't reveal because they are little known, and take expertise.:D
Now thats outta the way!
OK, we have all heard of the newest form of identity theft that the feds are afraid will crash the banking system. Well I am here to perpetuate it with facts and not myths.
OK, the media claims that identity thieves are using kids social security numbers as CPN's well lets examine the Credit Profile Number:
You can use the following tools if your a bank to verify the validity of a social security number:
A) Social Security Death Index
B) Federal SS Verifier
C) Credit Bureau Report
A CPN can be a number that verifies and is issued around the dob that you use on the credit report.A dead persons social security number can be used if he isn't listed with the credit bureaus, verifies, and isn't in the SS Death Index.
Creating a new credit profile.
Its as simple as getting a secure card or having one of the less reputable orgs add tradelines for ya and this will appear as though you have really good credit.
You can also apply for credit and create a new file. Very tough because credit bureaus although data hungry may flag your attempt.:mad:
The easier way is to test many of the methods used by credit repair companies to make a new credit report look aged.
Not really indepth enough but with study you will get it!
OK the perfect setup:
A) cheap apartment for 120 days
B) Local Bell phone listed in the marks name (use the damn CPN)
C) Fake ID in the marks name (2 of them one outta state and one at the new apartments addy)
D) And of course the mailbox key!
E) Addtl voicemail listed to a company that you create
Take the info and say you make 120k a year and have good credit with aged trade lines, and then apply for high limit ccs and loans.
Wait and get the cards, live at the ATM and make 50-60k off of the dirtbags credit.
When the debt collectors start calling they will just think you don't wanna pay and it gets written off, sold, but rarely discovered as fraud.
If your like me and have equifax access then you can add your own tradelines by calling and playing with some high limit 0 balance long term cardholders and earning cheaply.
Other thoughts:
A) Drops can work but when an address is matched to 5 or more ssn's its flagged.
B) Merchandise is good too at the apartment, nobody enjoys 60k worth of computer stuff to sell on ebay more than me.
Lets examine the costs:
Apartment - 2k
Phone - 180
IDS - 200
For 30-60k cash its not bad. All with no cops. Unless you screw it up.
Read more on it and gimme your feedback, I have several other advanced methods that I can incorporate that I don't reveal because they are little known, and take expertise.:D